MANUAL-FIRST PERSONAL FINANCE

A manual budgeting app and net worth tracker, together.

See income, expenses, assets, debt, and savings goals in one workspace. Pocket & Profit helps you build a regular financial check-in without connecting your bank accounts.

A net worth tracker for your whole financial picture

Record your assets and liabilities, update balances, and follow your net worth over time. Keep investment contributions and debt progress visible alongside your savings goals.

A budget app without bank linking

You choose which numbers to enter and when to update them. No bank or brokerage login credentials are required, and transactions are not automatically pulled from your accounts.

Track income and expenses manually, organize entries by category, and use charts to understand where your money goes.

Make manual budgeting a repeatable habit

Choose a weekly, biweekly, or monthly check-in. Refresh balances, review contributions, and see progress toward your goals without monitoring every account every day.

Plan ahead with goals and FIRE tracking

Keep emergency savings, debt reduction, and retirement goals in view. Explore projections based on your records and assumptions. Projections are planning estimates, not guaranteed outcomes or financial advice.